How much life insurance do you need?
A quick estimate using the DIME method: Debt, Income, Mortgage and Education, minus the coverage you already have.
Move the sliders. Watch your number.
Never done this before? No problem. It takes about a minute, and there are no wrong answers. Rough guesses are fine.
- 1Drag each slider
Slide left or right until the amount roughly matches your life. On a phone, press and drag with your thumb.
- 2Think "what if I weren't here?"
Income is the paycheck your family would lose. Years is how long they'd need it, for example until the kids finish school.
- 3Add what you'd want paid off
Your mortgage, other debts like cars and cards, and college for the kids, so none of it falls on your family. Then enter any coverage you already have, including through work.
- 4Read your number
Your estimate updates as you go on the right below the sliders. It's a starting point, not a quote. Tap "Get my free quote" and I'll price real options with you.
- Income
- Mortgage
- Debts
- Education
- Final expenses$15,000
Want part of this coverage to build cash value you can use while you're living? See how IUL works →
A rule-of-thumb estimate, not a quote. Your real need and pricing depend on your age, health, and goals. Final expenses are included at $15,000.
